Gatekeeper independently handles the administration and management of your 403(b) plans. As an integral part of your team, we impartially coordinate all benefit activities with chosen plan vendors as well as liaise with the IRS to ensure your plans meet federal compliance requirements.

Gatekeeper reduces employer liability by handling your 403(b) plan design, administration, management and compliance requirements. Our qualified consultants and experienced personnel provide valuable guidance, support and technical expertise. Acting independently for your benefit needs, we take care of the time-consuming logistics, allowing your staff to focus on core operations.

rawing on decades of expertise, our specialists review your current benefit programs, including 401(a), 403(b), 457(b), §125 Cafeteria and HSA plans. Our comprehensive plan design process ensures understanding of your specific needs and enables the development of the most appropriate plan for you. With the correct framework in place, our independent plan consultants assist with program implementation while maintaining current vendor/carrier relationships or developing new ones.

403(b) compliance review is based on standard IRS procedures utilized by field revenue agents. Our review includes plan design features, eligibility and limitation testing, administrative procedures, processing and investment products.

IRS audits continue to reveal plan defects resulting in employer liability for back taxes, interest and fines for improper administration. By engaging our support, you will be assured your plan meets federal guidelines and complies with current regulations.

clients have the assurance of our representation in the event of an IRS plan audit. Our expert knowledge of the most current IRS regulations and extensive IRS contacts provide you with the most efficient approach to minimizing employer liability and ensuring compliant benefit plans.

offers a turnkey solution for routine administrative needs through the provision of an Administrative Procedures Manual, plan documents (as needed), the processing of participant contributions through payroll deductions, investment elections, contribution allocation, ACH fund transfers and distribution eligibility.

Employee awareness is the focal point of all benefit programs and is the key to Gatekeeper. Specialized employee communications including plan summary information, semi-annual benefit summaries, educational seminars and features such as online enrollment are offered to maximize understanding and appreciation of your benefit plans.

As an independent third party plan administrator, our 403(b) Gatekeeper Services^SM ensures your employer-sponsored plans are fully protected, providing complete security and peace of mind for you and your employees.